• 10 Great Retirement Planning Blogs

    There are quite a few excellent financial planning blogs out there – so many that I sometimes wonder why I’m adding my own site to what is already a crowded space in the blogosphere.  Then I recall how much of what is out there is misleading, self-serving or just plain incomprehensible.  My goal is to provide sound retirement financial planning ideas and advice, written in plain English, without any underlying agenda.  I believe investing and financial planning are really quite straightforward if you can tune out the noise.  I try to provide enough explanation and references that the curious reader doesn’t just have to take my word for what I’m…

  • Should I Use a Bucket Strategy in Retirement?

    When you hear the term “bucket,” do you get a far-away look and daydream about climbing Mt. Kilimanjaro, learning to play the flamenco guitar, or communing with century-old Galapagos tortoises?  Or do you furrow your brow and try to recall what that financial adviser you met with a year or so ago was talking about?  While it behooves us all to consider what we’d like to do while on this earthly realm, this post focuses on the second, more prosaic question – the use of buckets as a way to manage a retirement portfolio. What exactly is a bucket strategy?  There are many variations on the bucket theme (approximately as…