When you hear the term “bucket,” do you get a far-away look and daydream about climbing Mt. Kilimanjaro, learning to play the flamenco guitar, or communing with century-old Galapagos tortoises?  Or do you furrow your brow and try to recall what that financial adviser you met with a year or so ago was talking about?  While it behooves us all to consider what we’d like to do while on this earthly realm, this post focuses on the second, more prosaic question – the use of buckets as a way to manage a retirement portfolio. What exactly is a bucket strategy?  There are many variations on the bucket theme (approximately as…